Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs. Daniela R???ttger's research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan ...
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Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs. Daniela R???ttger's research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. Eight MFIs providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed. The study shows that MFIs can successfully serve smallholder farmers in rural areas. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance.
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Add this copy of Agricultural Finance for Smallholder Farmers: to cart. $19.41, new condition, Sold by GreatBookPrices rated 4.0 out of 5 stars, ships from Columbia, MD, UNITED STATES, published 2015 by ibidem-Verlag, Jessica Haunschild u Christian Schon.
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2015, ibidem-Verlag, Jessica Haunschild u Christian Schon
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ibidem-Verlag, Jessica Haunschild u Christian Schon
Published:
2015
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English
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18737838598
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2015, ibidem-Verlag, Jessica Haunschild u Christian Schon
Publisher:
ibidem-Verlag, Jessica Haunschild u Christian Schon
Published:
2015
Language:
English
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18947088666
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New. Print on demand Contains: Illustrations, color. University Meets Microfinance . Includes: illustrations, color. Intended for professional and scholarly audience.
Add this copy of Agricultural Finance for Smallholder Farmers to cart. $23.46, new condition, Sold by Paperbackshop rated 5.0 out of 5 stars, ships from Bensenville, IL, UNITED STATES, published 2015 by ibidem.
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2015, ibidem-Verlag, Jessica Haunschild u Christian Schon
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2015, ibidem-Verlag, Jessica Haunschild u Christian Schon