Ellyn Spragins

ELLYN SPRAGINS encourages women to share their life's wisdom through books, products, and WHAT I KNOW NOW(TM) women's leadership seminars (www.letterstomyyoungerself.com). She wrote the "Love and Money" column in the "New York Times" business section for three years. She first edited five of these letters for an issue of "O, The Oprah Magazine," She lives in Pennington, New Jersey, with her family.