E Thomas Garman

E. Thomas Garman is an author, researcher, and advisor based in Orlando, Florida, and professor emeritus at Virginia Polytechnic Institute and State University (Virginia Tech). He has worked for a U.S. senator in Washington, D.C., in economic development in West Africa, in sales management, and for a non-profit credit counseling organization. He is an elected Distinguished Fellow of both the American Council on Consumer Interests and the Association for Financial Counseling and Planning...See more