Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs

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The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. "Overcoming the Saving Slump "explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised ...

Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs 2009, University of Chicago Press, Chicago, IL

ISBN-13: 9780226497099

Hardcover

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