Creditworthy: A History of Consumer Surveillance and Financial Identity in America

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The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life--yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, ...

Creditworthy: A History of Consumer Surveillance and Financial Identity in America 2017, Columbia University Press, New York

ISBN-13: 9780231168083

Hardcover

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